|Aetna Research Identifies Four Keys To Success For CDHPs
Aetna released the results of a five-year study of
healthcare claims and utilization for members of its Aetna HealthFund
The study of 1.6 million Aetna members (205,000 in an
Aetna HealthFund plan) identifies the four keys to success that help
employers succeed in implementing a consumer-directed benefits
strategy. They are:
- Fostering a culture of healthcare consumerism among all employees, beginning with senior executives;
- Implementing a focused employee communication and education campaign;
- Offering wellness programs and incentives for healthy behaviors, as well as 100 percent coverage for preventive care; and
- Carefully constructing a benefits package that includes appropriate levels of member responsibility
To identify the keys to success, Aetna conducted an
in-depth review of six employers who experienced extraordinary results
with their Aetna HealthFund plans. In fact, these employers achieved
annualized healthcare cost trends that were 50 percent lower than the
Aetna HealthFund average, resulting in a combined employer and employee
savings of $15 million per 10,000 employees enrolled in an Aetna plan
over a four-year period.
Common among these employers was a benefits strategy that embraced the four keys to success.
"Aetna’s keys to consumer-directed success provide
a road map for employers who want to control healthcare costs and
engage employees in their health by offering a consumer-directed
benefits strategy. We have thoroughly studied these members for five
years and have developed keen insight into those aspects of the product
that work and those that do not work well. This latest research simply
validateswhat we’ve suspected all along – that while
implementing these plans requires a commitment from both the employer
and the employee the payoff is significant for those who embrace all
the tools that influence healthcare consumerism," said Aetna President
Mark T. Bertolini.
The six employer groups that achieved dramatic success
with Aetna HealthFund represent a variety of industries including heavy
manufacturing, personal healthcare services, and food and beverage
While the six case study employers achieved significant
success, Aetna continued to see the positive impact of healthcare
consumerism across all 1.6 million Aetna members studied.
Specifically, employers who offered an Aetna HealthFund
plan lowered their healthcare trend and saved money through all four
years with the plan, across all Aetna products they offered.
And, when compared to a control-matched preferred
provider organization population, the Aetna HealthFund members: spend
20 percent more on preventive care; maintain their utilization of drug
therapies for chronic conditions, their access to breast and cervical
cancer screenings, and their levels of diabetic testing; use generic
drugs more frequently; and are twice as likely to explore online
In addition, 52 percent of health reimbursement account
members and 95 percent of health savings account members carried over
some or all of their fund into the next year.
Address: Aetna, 151 Farmington Ave., Hartford, CT 06156; (860) 273-0123, www.aetna.com.