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Home / News & IndustryManaged Care Insight and Analysis
Updated: Oct. 7, 2008
UnitedHealthcare Enrollment In CDHPs Tops
2.7 Million

UnitedHealth Group said that enrollment in its consumer-driven health plans (CDHPs) has surpassed 2.7 million individuals at UnitedHealthcare and its affiliates, and for the first time more consumers are covered by a health plan connected to a health savings account (HSA) than a health reimbursement account (HRA).

The numbers illustrate a continuing rise in the popularity of HSAs, which have been offered for just four years, compared to HRAs, which have been available since 2000.

As of March 31, UnitedHealthcare’s CDHPs included 1.38 million people covered by a health plan with an HSA, and 1.34 million people covered by a health plan with an HRA. This includes both CDHPs in the employer-sponsored market, as well as plans purchased by individuals and families, United said.

More than 22,500 employers now offer a CDHP through UnitedHealthcare. Membership through large national companies offering a health plan connected to an HSA or HRA increased by more than 325,000 participants from December 2007 to March 2008, signaling the largest new year increase in CDHP enrollment for large customers since the plans became available.

As participation in HSA-based health plans has rapidly increased, so has the related health banking activity. UnitedHealth Group’s OptumHealth Bank (formerly Exante Bank) reported that, as of March 31, HSA deposits total $580 million.

About $25 million of those deposits have been invested in a variety of mutual fund options offered by OptumHealth Bank, reinforcing the long-term tax-advantage savings potential of HSAs.

Address; UnitedHealth Group, 9900 Bren Rd East, Minnetonka, MN 55343; (952) 936-1300,

  This article was taken from:
Pay-For-Performance Reporter

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