| Caregiving
Employees Cost Billions More For Healthcare, Annually
Employees in the United States who care for an
elderly relative or friend are more likely to report a variety of
health problems and absences to their company, according to the
"MetLife Study of Working Caregivers and Employer Healthcare Costs,"
sponsored by the MetLife Mature Market Institute, the National Alliance
for Caregiving and the University of Pittsburgh Institute of Aging.
These healthcare costs amount to an additional 8
percent, or $13.4 billion, each year.
The increased problems reported by caregiving
employees span health problems such as depression, diabetes,
hypertension or heart disease.
Male caregivers were found to cost an additional
18 percent in healthcare costs to their company.
Female caregivers were less likely to report
annual mammograms than non-caregivers, which is one example of employed
caregivers who find it more difficult than their non-caregiving
counterparts to participate in preventive health screenings, or take
care of their own health in general.
The study also found that younger caregivers (18-
to 39-years old) are particularly at risk, demonstrating significantly
higher rates of cholesterol, hypertension, COPD, depression, kidney
disease and heart disease in comparison to non-caregivers of the same
age. These conditions result in an 11 percent increase in healthcare
costs for employers of these younger caregivers.
It is perhaps not surprising that employees
reporting eldercare responsibilities were more likely to have missed
days of work, with 10 percent of caregivers missing at least one day of
work within two weeks of the study, due to reported health issues. Nine
percent of non-caregivers reported the same absences. However, there
were much higher numbers of absenteeism among the younger caregivers.
Eldercare may also be closely associated with
high-risk behaviors such as smoking or alcohol consumption, leading to
an increase in the potential for disability-related absences.
"Caregivers have more unplanned absences. Their
performance on the job is compromised by a lack of focus on their work
due to distractions, like phone calls and care coordination, that
occupy their time," said Gail Hunt, president and CEO of the National
Alliance for Caregiving. "They need solutions so they can be healthier
and perform better."
The study suggested that employers should consider
integrating their wellness and eldercare programs to meet the needs of
caregivers while reducing the associated costs.
Suggestions included connecting caregiving
employees with stress-reducing wellness programs designed to positively
impact health and provide support, such as:
- On-site yoga and exercise classes;
- Relaxation techniques and massage therapy;
- Decision-support systems offering information
about other services;
- Financial incentives to encourage participation
in preventive benefits, like premium reductions for physicals,
mammograms, Pap tests, smoking cessation classes, and exercise;
- Expanded on-site medical screenings; and
- Free legal and financial advice, especially
pertaining to Medicare, Medicaid and insurance.
"While this news may be distressing, our research
points out that coordination of eldercare services and wellness
initiatives may open new avenues of innovation to benefit both
employees and employers," said Sandra Timmerman, EdD, director of the
MetLife Mature Market Institute. "Employers can provide support to
their employees and, at the same time, reduce their healthcare costs by
anticipating and responding to the challenges of eldercare."
The MetLife report was gathered from an analysis
of 17,000 employees of a major multinational U.S. corporation, across
20 states. These participating employees – proportionately
blue- and white-collar workers – completed the
company’s online health risk appraisal questionnaire, a
voluntary and anonymous document. Twelve percent were caregivers for an
older person.
|
Proportional Increase in Medical
Care Costs and Caregiver Status
|
|
Non-Caregivers
|
Caregivers
|
|
Condition
|
Cost
|
Prevalence
|
Weighted Cost
|
Prevalence
|
Weighted Cost
|
|
Depression
|
$725
|
6.8%
|
$4,930
|
8.8%
|
$6,380
|
|
Depression + Cardiovascular Conditions
and/or Diabetes
|
$1,082
|
1.8%
|
$1,948
|
3.8%
|
$4,112
|
|
Hypertension
|
$910
|
11.2%
|
$10,192
|
15.2%
|
$13,832
|
|
Hypertension + Coronary Artery Disease
|
$7,914
|
1.9%
|
$15,037
|
3.8%
|
$30,073
|
|
Diabetes
|
$3,187
|
3.9%
|
$12,429
|
4.7%
|
$14,979
|
|
Other Conditions
|
$1,269
|
74.5%
|
$94,541
|
63.7%
|
$80,835
|
|
Total
|
|
|
$139,076
|
|
$150,211
|
|
Proportional Cost Increase
|
|
|
|
|
8%
|
Source: MetLife Mature Market Institute
Addresses: MetLife Mature Market Institute, 57
Greens Farms Road, Westport, CT 06880; www.maturemarketinstitute.com.
National Alliance for Caregiving, 4720 Montgomery Lane, 5th Floor,
Bethesda, MD 20814; www.caregiving.org.
University of Pittsburgh, Institute of Aging, Pittsburgh, PA 15260;
(412) 624-4141, www.aging.pitt.edu.
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