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Home / News & IndustryManaged Care Insight and Analysis
Updated: April 20, 2010
Employees Paying More For Healthcare; Getting More Preventive Support, Says Study

There was good news and bad news as employees signed up for their employer-sponsored healthcare benefits, according to a survey by consulting firm Towers Watson (formerly Watson Wyatt).

Many U.S. workers are paying more this year for their health insurance but along with the increase came a benefit package that included financial rewards for promoting healthy lifestyles, full coverage for preventive services, closer scrutiny of dependent and spousal coverage, and greater use of consumer-directed health plans.

Many employers are embracing this two-pronged strategy because they are facing "an uncertain economy and rising healthcare costs that show few signs of slowing," said Tom Billet, a senior consultant with Towers Watson.

Towers Watson benefit consultants have identified trends that employees can expect to see in their benefit packages during open enrollment:

  • Higher out-of-pocket costs;
  • Greater use of incentives to stay healthy;
  • Consumer-directed health plans;
  • Consolidation of health plan offerings;
  • Prescription drug benefits changes, including 100 percent coverage on a list of preventive medications, or zero co-pays on certain prescription drug therapies known to help lower health costs and reduce hospitalizations; and
  • Closer eye on duplicative spousal and dependent coverage.

Address: Towers Watson, 875 Third Avenue, New York, NY 10022; www.towerswatson.com.


  This article was taken from:
The Executive Report on Managed Care

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